Make sure your family is protected, in about an hour of your time.
In this 5-minute video, Shirley Simmonds, a Davis County agent for 20 years, shows how she does the research, the comparing, and the paperwork for you. All you do is show up and decide.
Shirley's 5-minute video is coming soon.
- Talk to a 20-year expert
- Free, no obligation
- Plain English
- Davis County only
Most guys put life insurance off. Here's usually why.
If you're the one your family counts on, you've probably heard one of these in your own head. Fair enough. Here's the honest answer to each.
"I've never really thought about it."
That's normal. Most people don't until something makes them. Shirley walks you through what your family would need to keep going, like the house, the bills, and the kids, so you can decide with real numbers instead of guessing.
"It's probably not worth it."
That depends on your situation, and that's what the review is for. Shirley shows you what coverage would actually cost before you decide anything. If it doesn't make sense for you, she'll tell you.
"It's confusing."
It doesn't have to be. Term or permanent, how much, for how long: Shirley explains it in plain English, so you understand your options before you choose one.
"I don't know who to trust."
Shirley works in Davis County and nowhere else, so her name and reputation live here, the same place you do. She works for you, not a big insurance company, and shops around for the coverage that fits you best.
"I don't have time to deal with it."
People who get coverage through Shirley spend about an hour of their own time on average, start to finish. Figuring it out on your own, researching companies, comparing quotes, and filling out applications, can easily take 20 hours or more. Shirley does that heavy lifting for you.
I've seen what happens when a family isn't prepared. I want to help Davis County families avoid that heartbreak.
Shirley SimmondsDavis County life insurance agent for 20 years
Your free Family Protection Review
In 30 minutes, Shirley sits down with you, at your kitchen table or over the phone, and helps you answer one question: if something happened to you, would your family be okay?
You'll leave with a clear picture and straight answers. There's nothing to buy and no pressure to decide on the spot.
Family Protection Review
Normally $150 Free
- 30 minutes, one-on-one with Shirley
- She comes to you anywhere in Davis County, free. Or meet by phone.
- What your family would need, worked out with your real numbers
- Options compared from several insurance companies
- Plain-English answers, and no obligation to buy
- 30 minfree review
- $0for a home visit in Davis County
- ~1 hourof your time on average, instead of 20+ on your own
- 20 yearshelping local families
Local to Davis County. Only Davis County.
Shirley chose to work only in Davis County. That keeps her responsive and personal: when you call, you get Shirley, not a call center in another state.
She'll drive to your home anywhere in the county, at no cost, so you don't need a sitter or a trip anywhere. Just mention it when you book.
Bountiful · Centerville · Clearfield · Clinton · Farmington · Fruit Heights · Kaysville · Layton · North Salt Lake · South Weber · Sunset · Syracuse · West Bountiful · West Point · Woods Cross
How it works
Three easy steps. No homework, no pressure.
-
Step
Book or call
Pick a time that works for you online, or just call Shirley. Let her know if you'd like her to come to your home or talk by phone.
About 2 minutes -
Step
Sit down with Shirley
At your kitchen table or on the phone, she'll figure out what your family would need and show you options from several companies, in plain English.
30 minutes, free -
Step
Let Shirley do the heavy lifting
If you decide you want coverage, she handles the comparing, the paperwork, and the follow-up, so you can get back to life.
About 1 hour, total
That's it. About an hour of your time, instead of 20 or more on your own.
Is this a good fit for you?
This is for you if
- You live in Davis County.
- Your family counts on your paycheck.
- You want straight answers, not a sales pitch.
- You'd rather someone else do the comparing and paperwork.
- You want a local agent you can actually call.
It's probably not for you if
- You live outside Davis County.
- You'd rather do everything yourself online.
- You want a price before anyone looks at your situation.
- You're not ready to talk about it yet. That's okay. Save Shirley's number for when you are.
Hi, I'm Shirley.
I've been a life insurance agent in Davis County for 20 years. I'm licensed in life insurance and annuities, and most of my work is helping families with life insurance.
I do this because I've seen what happens when a family isn't prepared, and I want to help families avoid that heartbreak.
I keep things simple. I'll explain your options in plain English, shop around for what fits you, and respect your time. I work for you, not the insurance company.
What Davis County families say
Sample review: replace before launch
"I'd put this off for years because I figured it would be a hassle. Shirley came to our house after the kids were in bed, explained everything in plain English, and handled the rest. It took way less time than I expected."
Sample review: replace before launch
"We had coverage through my work and assumed that was enough. Shirley showed us what would actually happen if I changed jobs. No pressure at all, just straight answers."
Sample review: replace before launch
"I didn't know who to trust with this. Shirley compared a few companies for us and found something that fit our budget. She still answers her phone when I call."
Questions people ask
Is the review really free?
Yes. The 30-minute review costs nothing, including the home visit anywhere in Davis County, and you don't have to buy anything.
Will Shirley really come to my house?
Yes, anywhere in Davis County, at no cost. If a phone call is easier, that works too. Just say which you'd like when you book.
How much time will this take?
The review is 30 minutes. People who get coverage through Shirley spend about an hour of their own time on average, start to finish. Doing it yourself, between researching companies, comparing quotes, and handling applications, can easily take 20 hours or more. Some insurance companies ask for a health questionnaire or a short exam as part of their process, and Shirley will tell you up front if that applies.
How much does life insurance cost?
It depends on things like your age, your health, how much coverage you want, and each insurance company's underwriting. Shirley will show you real numbers during the review, not a guess.
Which insurance companies does Shirley work with?
Several. She compares options from more than one company so you can see what fits you best, instead of being handed a single product.
I have some coverage through work. Is that enough?
Sometimes it is and sometimes it isn't. Coverage through an employer is usually tied to that job. Shirley can look at what you have and tell you honestly whether it covers what your family would need.
Should my spouse be there?
It helps if you can both be there, since the decisions affect you both. If that's hard to arrange, start without them and Shirley can follow up.
What if I don't live in Davis County?
Shirley works only in Davis County, so she may not be the right fit. You're still welcome to call, and she'll try to point you in a good direction.
Book your free review
Pick a time below. Rather talk first? Call Shirley at (435) 236-2061.
Not ready to talk yet?
Get Shirley's free 1-page Family Protection Checklist: what to figure out, what to ask any agent, and the common mistakes to avoid before you buy life insurance.